Acts of A God Aren’t Covered.


Vincent was listening to the All My Friends are Right Here Podcast like he usually does on slow nights when the call came in. The call was from a number in Metropolis.

Fuck, he loved these calls.

Vince: “LuthorCorp Mutual, this is Vincent, how can I help you this evening?”

The caller sounded apprehensive and a more than a little shaken. “H..h..hello, my name is Joe. I’d like to file a claim.”

“Okay, Joe, I can help you with that. I did a search by your phone number and see that you’ve had claims before?” Vincent knew he did, but he liked to hear these people moan about Superman dropping a building on their car or Batman crashing through their living room and having a fistfight with 20 other strange dudes. It always made his night.

Joe knew Vincent was looking at his long history of filed claims. Joe has the misfortune of living downtown in a rent controlled high-rise…right next to The Daily Planet. He routinely had Superman on his roof as well as the rest of the Justice League using it as a “rally point”. He could literally hear them on his roof going on about “justice” and “vengeance”. Superman was always, “But truth, the American Way, guys!!!” Joe always thought that dude was a total pussy,

“Yes, I have. I don’t want to talk about those.” Joe felt it coming….

“HOLY SHIT, SUPERMAN THREW YOUR CAR AT DARKSEID?! MAN THAT MUST HAVE BEEN AWESOME!!!!!” Vincent said with a joyous tone.

“No, guy, it wasn’t! I had just bought that car. I saved up for years to get that car! He could have picked up the dump truck right next to it, but it’s like that asshole picked my car specifically. You guys didn’t pay that claim!!! I was out thousands! My credit score tanked!” Joe was seeing where this was going.

Vincent, hiding the glee in his voice, said, in a very professional manner, “Well, yes, we cover acts of God, not acts of A god. You understand, don’t you?”

Joe’s anger was simmering, “HE’S NOT A GOD!!!! HE’S A MAN!”

Vincent: “Superman.”

Joe: “What?”

Vincent: “He’s Superman sir. He’s an alien; an illegal alien at that. So we also wouldn’t cover damages by a non-citizen. It’s in your policy.”

Joe: “He can’t be an illegal alien AND a god, man! He’s from fucking Kansas!!!”

 

Vincent: “No, he landed there, allegedly, and was raised by two as yet unidentified people. The US Government allows him to stay, because, well, they can’t make him leave.”

Joe:”Unidentified?! Uhhh, General Zod destroyed The Kent farm and went on and on about ‘Kal El’ and ‘BRING HIM TO MEEEEEE!’ in his best menacing super villain tone. Then Superman shows up and they wreck downtown Smallville?! That shit was on TV! Doesn’t it seem strange that Clark Kent reported on that fight like 5 minutes AFTER it was over? Like he was just lurking around? Don’t you think that’s strange? Like he knew already, or that he IS Superman?”

Vincent: “That’s preposterous, sir. Clark Kent wears glasses and cannot fly! Pffft! Besides, he was reported at work that day in Metropolis by Lois Lane. Why would she lie? She’s won a Pulitzer. He showed up later because he was concerned about his mom.”

 

Joe: “Really?! Let’s just get to my current claim, ok?”

Vincent: “Alright sir. What happened?”

Joe: “Superman threw my new car at Brainiac.”…..

Vincent burst out laughing: “Why would you think we would cover that this time if we didn’t last time?”

Joe: “This time the car landed in my living room.” Joe was pretty downtrodden now and pretty certain he only existed for Superman to torment him. Maybe he was just the creation of some hack blogger who thinks he’s funny. Joe never did get this whole Multiverse shit.

Vincent was amazed. “Dang, it’s like he knows where you live. As if he deliberately started fighting Brainiac outside your building, found your new car, picked it up in the air, got Brainiac positioned right in front of your window, and then threw the car right through him and the window? Man, bad luck, sir. I’m sure it wasn’t deliberate.”

Joe butted in, “Nah, I’m pretty sure it was!!! I heard him say, ‘I’ll show him who’s a fucking pussy.’ It’s as if he heard me that one time I said it out loud.”

Vincent, astonished at Joe’s ignorance, followed up, “Uh, he did. He can hear everyone at once. I wish you hadn’t mentioned that sir. There is a clause in your policy that states, ‘Talking shit about Superman, to Superman, about one of his friends, co-workers, mom, his dog, his chick, his side chick, and his cousin means he can destroy your property cause he’s mad. Also, Superman would never say those words. He’s a boy scout, sir.”

By this time Joe was nearly defeated, but he still kept fighting. “What the fuck kind of rule is that?! Boy Scouts don’t have side chicks!!! So this petulant asshole gets to fuck shit up because his feelings ARE HURT?!!!! That’s ridiculous!!! Only huge douchebags would…….”

Just then, a huge rending sound echoed through the phone, followed by a blood-curdling scream…”AAAARRRGGGGGHHHHH….”

 

”FFFFUUUUUUCCCCCCKKKKKKK YYYYOOOOUUUUUUSSSSUUUPPPERRRRRRMMAAAANNN…..”  was heard, tailing off as if it got farther and farther away at what sounded like a rapid speed.

Vincent: “Sir?! Joe?! Hello?! Are you there?!”

Superman: “Hello, citizen, this is……..SUPERMAN. Joe can’t come to the phone. He’s gone on vacation just now.”

Vincent was afraid to ask, but he did anyway. “How?  Where?”

Superman, very calmly, said, “In his car, to Central City.”

“But…his car was in his living room and it was broken, obviously.” Vincent didn’t like the turn this took just now.

Superman, again, calmly, “I FIXED IT. I GAVE HIM A PUSH START…TO MACH 4. Had to show him how fucking pussies throw.”

The phone line went dead. Vincent stayed quiet for a long time. After what seemed like forever, he blurted out, “WOW, SUPERMAN DOES CURSE!!!!”

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